By accessing or using the iFUND Protocol platform ("Platform"), operated by Interchained ("Company," "we," "us," or "our"), you ("User," "you," or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not access or use the Platform.

These Terms constitute a legally binding agreement between you and the Company. We reserve the right to modify these Terms at any time. Continued use of the Platform after modifications constitutes acceptance of the updated Terms.

iFUND Protocol is a decentralized crowdfunding platform that enables:

• Project creators to raise funds through cryptocurrency contributions
• Contributors to support projects and receive project tokens
• Multi-chain cryptocurrency deposits and redemptions
• Bonded Batched Offering (BBO) token pricing mechanisms
• iUSD stablecoin-denominated transactions

The Platform operates on blockchain technology and integrates with various cryptocurrency networks. Users acknowledge the inherent risks associated with blockchain-based applications.

To use the Platform, you must:

• Be at least 18 years of age or the age of legal majority in your jurisdiction
• Have the legal capacity to enter into binding agreements
• Not be located in, or a citizen/resident of, any jurisdiction where use of the Platform would be prohibited
• Not be on any sanctions lists or designated as a prohibited person
• Complete identity verification (KYC) if required for certain features

You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

Platform Fees: The Platform charges fees on contributions and redemptions. Current fee structures are displayed transparently during transactions. Fees are calculated in basis points and may be adjusted with reasonable notice.

iUSD Tokens: iUSD is the Platform's internal stablecoin used for contributions and balances. iUSD is pegged 1:1 to USD and is not a security, investment contract, or financial instrument.

Project Tokens: Tokens received from project contributions represent participation in specific projects. Token values may fluctuate, and there is no guarantee of returns or liquidity.

Listing Deposits: Project creators must pay a listing deposit (currently $100 iUSD) which is refundable upon project cancellation before funding goals are met.

YOU ACKNOWLEDGE AND ACCEPT THE FOLLOWING RISKS:

• Investment Risk: Contributions to projects are not guaranteed investments. You may lose your entire contribution.
• Cryptocurrency Volatility: Cryptocurrency values fluctuate significantly. The value of your deposits may change.
• Smart Contract Risk: Platform operations rely on smart contracts which may contain bugs or vulnerabilities.
• Regulatory Risk: Cryptocurrency regulations may change, potentially affecting Platform operations.
• Project Risk: Projects may fail to deliver promised products, services, or token distributions.
• No Insurance: Deposits and contributions are not insured by any government agency.

Users are strictly prohibited from:

• Using the Platform for money laundering, terrorist financing, or other illegal activities
• Circumventing KYC/AML requirements or providing false information
• Creating fraudulent projects or misleading potential contributors
• Manipulating token prices or engaging in market manipulation
• Exploiting Platform vulnerabilities or attempting unauthorized access
• Using automated systems to gain unfair advantages
• Harassing, threatening, or defrauding other users
• Violating intellectual property rights

We reserve the right to suspend, restrict, or terminate your account at our sole discretion if:

• You violate these Terms or applicable laws
• We detect suspicious or fraudulent activity
• Required by law enforcement or regulatory authorities
• Your account poses a risk to Platform security or other users

Account freezes may be implemented to protect against fraud. Frozen accounts may have restricted withdrawal capabilities while investigations are conducted.

The Platform, including its design, features, content, and technology, is owned by Interchained and protected by intellectual property laws. Users are granted a limited, non-exclusive license to access and use the Platform for personal, non-commercial purposes in accordance with these Terms.

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INTERCHAINED SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR CRYPTOCURRENCY.

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT OF FEES PAID BY YOU TO THE PLATFORM IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

You agree to indemnify, defend, and hold harmless Interchained, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Platform, violation of these Terms, or infringement of any rights of third parties.

Any disputes arising from these Terms or your use of the Platform shall be resolved through binding arbitration in accordance with applicable arbitration rules. You waive any right to participate in class action lawsuits or class-wide arbitration.

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

For questions, concerns, or support regarding these Terms or the Platform: